Compensation includes cash stipend and housing allowance. Benefits include pension, health insurance, group life insurance, vacation, sick leave, continuting education leave, and professional development leave or sabbatical. See
Clergy Compensation Policy for further details.
For information about pension plans for clergy and lay employees, visit
www.cpg.org
Forms for Clergy Pension:
Forms for Lay Pension:
Clergy and lay employees that work 20 or more hours per week in the Diocese of Iowa are eligible to participate in diocesan-sponsored health benefits.
Dental Insurance
New in 2010 is Dental Insurance for active employees. Effective January 1, 2010,
single dental coverage through the diocesan-sponsored dental insurance plan with Delta Dental of Iowa is required as an employer-provided benefit for all Episcopal employees in Iowa that receive a salary or work 20 or more hours per week for a church or institution, and do not have dental coverage through a spousal plan or previous employment. Eligible employees may also purchase family dental insurance by paying the difference between the single and family rates.
The Delta Dental Premier Plan cost for single coverage is $32.10/month. Family coverage may be purchased by the employee for an additional cost of $57.91/month. Employers will be billed by the Diocese of Iowa for dental coverage for their employees.
View/download Delta Dental Premier Plan summary
Health Insurance
Health Insurance offered through the Diocese of Iowa has two parts: Health coverage through the Episcopal Church Medical Trust and a Health Reimbursement Plan (HRA). Billing for the health coverage is from the Medical Trust, and billing for the HRA is from the Diocese of Iowa.
1) Health Coverage through the
Episcopal Church Medical Trust includes:
2) Health Reimbursement Account (HRA) administered by
Kabel Business Services of West Des Moines. Participants in diocesan health insurance coverage through the Medical Trust are automatically enrolled in the HRA. The HRA is an
employer-funded account to help offset increased out-of-pocket medical costs to clergy and lay employees that are particpating in the diocesan sponsored health benefits. In order to receive reimbursement from through the HRA, employees must submit a
claim form and a copy of their BCBS Explanation of Benefits to Kabel Business Services.
Employers receive a monthly bill from the Medical Trust for the insurance coverage. Employers are billed by the Diocese of Iowa for the HRA. The cost for the 2010 health insurance benefit is:
| |
Single |
Family |
| Health Coverage through the Medical Trust |
$709.00/ mo |
$1,632.00/mo |
| Health Reimbursement Account through Diocese of Iowa |
49.00/ mo |
90.25/mo |
Episcopal Corporation of the Board of Directors - September 13, 2007
Resolution No. VI
BE IT RESOLVED, That the Board will send a suggestion to congregations that parish budgets have a line item to cover the difference between the current out-of-pocket maximum for clergy and the new out-of-pocket amount to offset the potential costs to families.
This suggestion is to help protect clergy on the diocesan health insurance plan from potential increased out-of-pocket costs in 2008. It would be used only after the maximum reimbursement available through the HRA has been met. For 2008, the difference between the 2007 out-of-pocket maximum and the new 2008 out-of-pocket maximum with HRA is $700 for single and $1,350 for family coverage.
Participation in the Diocesan Cafeteria/Flex Plan (FSA) is available to ALL eligible clergy and lay employees in the Diocese of Iowa. An FSA is voluntary and allows an employee to set aside a portion of his or her earnings pre-tax to pay for qualified medical expenses. Money deducted from an employee's pay for an FSA is not subject to payroll taxes, resulting in a substantial payroll tax savings. The FSA can be used to pay for medical expenses not paid for by insurance; this usually means deductibles, co-payments, and coinsurance, but may also include expenses not covered by the health plan such as dental and vision expenses and over-the-counter medications. It may also be used to pay for dependent care and individual health insurance premiums that are not paid by an employer.
This FSA is administered by
Kabel Business Services of West Des Moines. Enrollment in this plan must take place prior to January 1 each year. New employees have 30-day grace period in which to enroll.
View/download
FSA Reimbursement Claim Form
2010 FSA Open Enrollment
The Diocese of Iowa is pleased to announce the availability of a Cafeteria/Flex Plan for 2010. This voluntary plan is available to ALL clergy and lay employees that work for the Episcopal Church in Iowa and receive compensation for 20 or more hours per week. There is a $9 per month administration fee per employee (the savings in employer payroll taxes may cover this cost for lay employees). Even if you partipated in the Flex Plan in 2009, you must enroll again for 2010.
In order to participate:
►Clergy and Lay Employees must complete an Enrollment Form
for 2010
►Churches that have not participated before must also complete
a set of Agreement forms
►New Employees have a 30-day open enrollment period
from their date of hire!
We hope that you will consider offering this valuable benefit to your clergy and lay employees that receive compensation for 20 or more hours per week. Kabel Business Services has additional information on their website at www.kabelbiz.com. If you have questions, you may contact Anne Wagner or Robert Joy at the Diocesan Office at 515-277-6165 or diocese@iowaepiscopal.org, or contact Kabel Business Services at 800-300-9691.
View/download FSA Information Brochure
View/download Employee 2010 Enrollment Form
View/download Employer Agreement Forms
View/download Reimbursement Claim Form
|